Islamic Solar Financing

🌙 Islamic Solar Financing — AI-Powered Solar Systems

100% Shariah-Compliant | Based on the Islamic Concept of Musawamah

At FAMN Shine Co., we believe clean energy should be accessible to everyone — in a way that aligns with your faith and financial comfort. Our Islamic Solar Financing solution is structured under the Islamic concept of Musawamah (cost-plus sale agreement), ensuring a fully Shariah-compliant transaction with transparent pricing and fixed installments.

This financing model allows you to install your solar system today and pay conveniently over time — without interest (Riba).

🌞 What Makes It Shariah-Compliant?

• Structured under Musawamah, an Islamic trade-based agreement.

• No interest-based lending.

• Fixed price agreed at the time of contract.

• Transparent profit margin disclosed upfront.

• Asset ownership transferred to the customer from Day 1.

You enjoy the benefits of solar energy immediately while paying through manageable monthly installments.

💳 Salient Features

✔ 30% Down Payment
✔ Install Now & Pay in 2 Years
✔ 24 Equal Monthly Installments (EMI)
✔ Available for Domestic, Commercial & Industrial customers
✔ Own Your System from Day One
✔ Quick approval process

This plan makes switching to solar affordable without financial strain.

🔋 Available for All Solar System Types

Our Islamic Financing covers:

• On-Grid Solar Systems

• Off-Grid Solar Systems

• Hybrid Solar Systems

Whether you want to reduce electricity bills, eliminate load shedding issues, or power a large facility, this plan supports your energy needs.

📦 What the Offer Covers

The financing package includes complete solar solutions:

✅ Solar Equipment

• Tier-1 Solar Panels

• Lithium Battery Storage Systems

• Hybrid / On-Grid Inverters

✅ Infrastructure & Installation

• Mounting structures

• Electrical wiring & protection systems

• Earthing & safety equipment

• Complete solution design

• Professional installation & commissioning

From design to activation — everything is included.

👤 Eligibility Criteria

To qualify for Islamic Solar Financing, you must:

• Own or co-own the property where the system will be installed

• Be between 20–58 years of age
  (Up to 60 years for business owners)

• Be a Pakistani citizen
  (Especially suitable for dual nationality scenarios)

• Provide valid identification:

  • NIC

  • NICOP

  • POC

We ensure a smooth and simple verification process.

📄 Hassle-Free Documentation

The process is simple:

1️⃣ Share your basic documents (NIC/NICOP/POC).
2️⃣ Our team processes your application.
3️⃣ Funds approval is completed within 7 days.
4️⃣ Installation begins after approval and down payment.

No complicated paperwork. No hidden terms.

⚡ Why Choose Islamic Solar Financing?

✔ 100% Shariah-Compliant Structure
✔ No Interest (Riba)
✔ Fixed & Transparent Installments
✔ Immediate Ownership
✔ Affordable Transition to Solar
✔ Fast Approval (Within 7 Days)
✔ Energy Savings Start Immediately

🌍 Power Your Property the Halal Way

With Islamic Solar Financing from FAMN Shine Co., you can adopt clean, sustainable energy while staying true to your Islamic financial principles.

Install today. Pay comfortably. Save for years.